mediloop
Check my bill
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We negotiate your medical bill down for you.

mediloop finds the errors and negotiates with the hospital on your behalf. $129 flat, only when a specialist starts. Money back if we don't save you at least that.

Check my bill
$300,000+
Taken off bills so far
$76,644
Biggest single-bill cut
4.2/5
Rated on Trustpilot
HIPAA
Compliant and encrypted
How it works

Your part takes two minutes. We handle the rest.

Don't pay that bill yet.

Wrong codes and double charges are common. We find them before you pay.

Check my billSee what I could save

64% of Americans never question a medical bill

YouGovSource: YouGov survey for AKASA, 2023

74% who report a billing error get it fixed

JAMASource: JAMA Health Forum, USC Schaeffer study, 2024
A woman laughing as she reads good news about her medical bill on her phone

mediloop cuts medical bills by 72% on average1

  • We catch the overcharges they hope you'll miss
  • We take on the billing office, so you never have to
  • We find financial aid you didn't know existed

Our results so far:

$300K+Taken off bills
2 minAll you do

1 Average reduction on the billed amount across cases where we secured savings. Results vary and aren't guaranteed.

You won't be the one calling the hospital

Every mediloop case is assigned to a specialist who knows hospital billing and insurance appeals inside out.

They chase the itemized bill, challenge the charges and file the appeals. When you want to know where things stand, they're in your case chat.

Check my bill
Chris, a case specialist at mediloop
Chris On your case
Case specialist at mediloop
Handles

Hospital & ER bills, insurance denials, financial aid

What they do
  1. Calls the billing office
  2. Disputes the charges
  3. Files the appeals
A real person, not a botOn every mediloop caseAnswers in your case chat

Watch Agent Loop take the bill apart.

The AI that reads your medical bill line by line.

It checks every line against your insurer's explanation of benefits and published hospital prices, catching duplicate codes, upcoding and more.

$25,900in questionHospital_Stay.pdf
Charges flagged7
Seven charges were dated before the patient arrived. The stay started on one date; seven lines on the bill were dated earlier.
Ariana B.Bill negotiated down
“Calling hospitals and insurance stresses me out more than almost anything, and doing it myself had gone nowhere. I uploaded the bill, mediloop handled it and negotiated it down, and I didn't have to relive the whole thing on the phone.”
$7,600in questionER_Visit.pdf
Billed$8,776Typical$1,100
This ER visit was billed at 7.8× the typical cash price, measured across 57 hospitals that publish theirs.
Nolan K.30% off in a day
“HIGHLY recommend Mediloop to anyone looking to decrease their medical bills. I researched what to do about a huge bill I got from the E.R. and the steps involved were overwhelming. Mediloop decreased my bill by 30% in less than a day. Great value. Great product.”
$4,960in questionInsurer_EOB.pdf
Your share$0Billed$4,960
The explanation of benefits put the patient's share at nothing. The hospital billed anyway.
Melissa M.Sorted & explained
“After a hospital visit I kept getting different bills and didn't understand what I owed. mediloop handled the back-and-forth and explained what was going on. That alone helped a lot.”
$2,100in questionImaging.pdf
Billed$3,407Typical$1,300
A head CT without contrast, billed at 2.6× the published median.
Sarah M.Corrected statement
“I uploaded my ER bill on a Tuesday. By Friday they'd found two duplicate charges and a billing error I never would have caught. Got a corrected statement two weeks later.”
$663in questionStatement.pdf
Overstated by$663
Charges minus what insurance paid left one number. The bill asked for more than its own totals allow.
Sep T.Saved a bundle
“Great service that helped me negotiate my medical bill down and saved me tons of money. Thank you!”
$450in questionPharmacy.pdf
Same code7×Price range$27–$481
One pharmacy code, one day, billed seven times at seven different prices.
James K.$4,500 down to $1,200
“I'd been losing sleep over a $4,500 imaging bill for months. mediloop got it down to $1,200. The breakdown they sent me was clearer than anything the hospital ever provided.”
Daniel R.Duplicate charges removed
“I was quoted thousands after an ER visit and had no idea it could even be disputed. They found duplicate charges I never would have caught and got the total cut way down.”
Maria L.Errors found in three
“After my surgery the bills kept coming. I was overwhelmed. mediloop reviewed all four, found errors in three, and negotiated the rest. I cried when I saw the final number.”
David R.70% off, no calls
“I was about to send the whole bill to collections and just give up. mediloop got it knocked down by 70% in under three weeks. I didn't have to make a single phone call.”

Save less than you paid? Get it all back.

Per bill
$129once, per bill

One flat fee for the whole case. Never a cut of what we save you.

  • A specialist reviews the bill and your EOB
  • They take the billing office on for you
  • Errors disputed, discounts and aid pursued
  • Refunded in full if we don't lower your bill by at least $129
Start my case
Annual · household
$42a month

$499 billed once a year. Saves $275 against paying per bill.

  • Up to six bills a year, start to finish
  • One plan for everyone in your household
  • Priority handling on every case
  • Refunded in full if your bills aren't lowered by at least $499 combined
Start the annual plan

Get on with your life. We'll deal with the billing office.

Most bills get their first update within two days.

Your specialist handles the hospital and the insurer. You get a message each time something moves.

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Case in progress

Provider negotiation started2 hours ago
A man smiling at his phone at the kitchen table, a coffee and an opened envelope in front of him

See how much you could save.

$
$500$25,000+
You could save25–50% off

$750–$1,500

An estimate from what bills like yours come down by, not a quote.

Hospital discounts reach more families than you'd think.

Nonprofit hospitals have to offer financial assistance. See which kinds you could get. We check all of them on your bill.

  • Free careMany nonprofit hospitals write the bill off completely below their income limit.Good chance
  • Income-based discountMost hospitals cut the bill on a sliding scale, and the limits are higher than people expect.Good chance
  • Large bill discountMany hospitals also cut a bill that's a big share of your income, whatever you earn.Unlikely

Based on the 2026 federal poverty guidelines and what most nonprofit hospital policies offer. Each hospital decides against its own policy.

Fair questions,
straight answers.

A real person. When you upload a bill, our AI reads it line by line and flags charges that look wrong, like a test billed twice or a code that doesn't match the care you got. A mediloop specialist checks what it found, builds the case and handles every call and letter with your provider. Nothing goes to your provider without a person signing off.
Uploading your bill and seeing what we find is free. If you want a specialist to work on it, it's $129 for one bill, or $499 a year for up to 6 bills for your household. It's a flat fee, never a percentage of what we save you.
You get your money back. On Pay Per Bill, if we don't lower the bill by at least $129, the $129 is refunded in full the day your case closes. On the Annual Plan, if your bills aren't lowered by at least $499 combined, the full $499 is refunded. For the guarantee to apply, don't pay the bill or agree a payment with your provider while we're working on it, and reply within 14 days when we ask you for something.
Working on your bill with us doesn't touch your credit. What can affect it is a medical bill going to collections. Right now the three credit bureaus don't report medical collections under $500, wait a year before reporting an unpaid one, and remove them once they're paid. Those are the bureaus' own policies rather than law, so they could change.
It covers one bill. A single ER visit often turns into several, one from the hospital and separate ones from the ER doctor, the lab or anesthesia, and each one is its own case. If you have a few, the Annual Plan covers up to 6 bills for your household for $499.

Your bill might be wrong. Let's find out.

See what we find before you pay anything.

Check my bill