Start with the number.
Two questions, no email, no card. The estimate is the median outcome from real negotiated bills.
Three steps. That's the whole thing.
The first two steps are the same whichever plan you pick. The difference is the last one: on the $49 plan you make the calls from our script, on the $129 plan we make them for you.
Upload your bill
Snap a photo or upload a PDF. Itemized bill, EOB, or both. Takes 2 minutes.
We investigate the bill
We check every line for errors, work out what it should really cost, and find the discounts and assistance you qualify for.
A plan, or we negotiate
Either the plan lands in your inbox with the scripts and letters written for your bill, or we contact the provider and negotiate it down for you.
Most people want us to make the calls.
So that is the one we recommend. If you would rather do the talking yourself, the plan underneath it is built for exactly that.
Personalized Action Plan
A specialist reviews one bill and shows you exactly what to do next.
- Your bill and EOB reviewed line by line
- Potential errors and overcharges flagged
- Pricing, discount and assistance routes assessed
- Your next steps, in the order to take them
- Call scripts and letters tailored to your case
- Ready within 24 hours of complete submission
Pay Per Bill
A specialist reviews and negotiates one bill for you.
- Full review of your bill and EOB
- We contact and negotiate with the provider
- We pursue billing errors, discounts and assistance
- Follow progress and message your specialist
- Full refund if we don't reduce what you owe
Annual Plan
We negotiate up to six bills for your household each year.
- Up to 6 bills reviewed and negotiated
- One plan for your household
- Priority case handling
- Phone, email and in-account support
- Full $499 refund if none of your bills are reduced
The parts worth knowing first.
Who does the work
When we negotiate, one person takes your case and works it. You can message them in your account and see where it stands, rather than filling in a form and waiting.
Your records
HIPAA compliant. Documents are encrypted in transit and at rest and go only to your provider's billing office. You sign an authorization before we contact anyone on your behalf. Reviewing and disputing your own bill is your right, protected by the No Surprises Act.
What you pay
A flat fee, per bill or per year, and never a percentage of what you save. The $49 and $129 plans are one-time purchases with nothing recurring behind them.
The guarantee
If we negotiate and do not reduce what you owe, the $129 comes back in full. The Annual Plan is refunded if none of your covered bills are reduced. The $49 written plan is a one-time purchase and sits outside it.
Real bills. Real savings.
Anonymized for privacy. Numbers verified.
“I uploaded my ER bill on a Tuesday. By Friday they'd found two duplicate charges and a billing error I never would have caught.”
“I'd been losing sleep over a $4,500 imaging bill for months. mediloop got it down to $1,200. Clearer breakdown than the hospital ever provided.”
“After my surgery the bills kept coming. I was overwhelmed. mediloop reviewed all four, found errors in three, and negotiated the rest.”
Still on the fence? Fair questions.
Not sure which of these fits your bill? Answer eight questions and we will tell you which routes are open to you, from financial assistance to a self-pay discount. Check my relief options. Free, no signup, about two minutes.
mediloop didn't start as a business. It started with a five-minute ambulance ride.
A few years ago, I was in a serious car accident. I survived. Then the hospital bills began arriving.
Growing up in Europe, medical bills had never been part of my life. In America, recovering from the accident was only the beginning. I had no idea what I was being charged for or who I could turn to for help.
I felt frightened and powerless. So I spent sleepless nights learning how medical billing worked: the codes, the markups, and the language insurers use. What began as fear became an obsession. The more I learned, the more clearly I saw the imbalance at the heart of the system.
Hospitals have billing teams. Insurers have claims teams. Patients are expected to figure everything out alone.
I couldn't stop thinking about everyone else opening a medical bill while sick, injured, or afraid, with no one in their corner.
The patient didn't have a team. So I built one.
Get it covered at work.
When an employer puts mediloop in their benefits, nobody on the payroll pays for it themselves. We have written the email for you, so all you add is the address.
