Find your situation

What kind of bill are you holding?

The right first move depends entirely on where the bill came from. Pick the one that matches and start there.

ER bill

You got an ER bill

Emergency care is the one thing you cannot shop for, which is exactly why these bills run high and why so many of them are wrong. Almost every ER bill has room in it.

11 guides

Surgery bill

You got a surgery bill

One operation produces several separate bills from several separate businesses, and they arrive weeks apart. That fragmentation is where the errors hide.

10 guides

Ambulance bill

You got an ambulance bill

Ground ambulance rides sit in a gap in federal law. The No Surprises Act protects you from most surprise emergency billing, and it specifically does not cover this one.

7 guides

Bill beat the estimate

Your bill came in above the estimate

This is the most useful right almost nobody knows they have. If you were given a good faith estimate and the final bill from that provider came in $400 or more above it, you can force a review.

8 guides

You cannot pay it

You cannot pay the bill

There is more room here than almost anyone realizes, and the options are worth trying in a specific order. Applying for financial assistance before you agree to a payment plan is worth real money.

11 guides

Rather not do this yourself?

Send us the bill and our investigator works the case for you: the itemized request, the line-by-line audit, and the calls with the billing office.

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