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The bills your employees are left holding, and what to do about them.

Research and practical guides on the medical bills your people end up paying themselves, written for self-funded and level-funded employers, health shares, ICHRA platforms and the brokers who advise them. From the team behind mediloop for organizations.

August 21, 2026 8 min read

Self-Funded Health Plans Have a Blind Spot: The Bills Employees Pay

Standard cost containment works on plan dollars: network design, stop-loss, claim audits. The bills your employees hold below the deductible, outside the network and after adjudication are a spend layer nobody manages. Here is how to close it.

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Looking for guides your employees can use on their own bills? The consumer guide library covers every situation from a first statement to collections.