Members are billed as self-pay. That changes what is possible.
A health share is not insurance, so providers generally treat members as self-pay patients. The first bill is often the full charge, and the member is left to sort it out before anything is shared.
Self-pay and prompt pay discounts
Many hospitals offer a self-pay rate or a discount for paying promptly, and they do not always apply it unless someone asks in the right way.
Hospital financial assistance
Nonprofit hospitals must have a financial assistance policy, and many members qualify for a reduction or a write off without realizing it.
Good faith estimate rights
Self-pay patients are entitled to a good faith estimate for scheduled care, and a bill at least $400 over that estimate can be disputed through a federal process.
Which routes apply depends on the provider, the bill and the member's situation. mediloop checks them case by case and does not promise an outcome.
Real help, from first review to resolution.
Understand the bill
A mediloop specialist reviews the bill and any itemized statement, explains what it shows, and identifies the questions that need answering.
Work the self-pay routes
We check for billing errors and work the routes that apply: self-pay and prompt pay rates, hospital financial assistance, a good faith estimate dispute, or an eligible negotiation.
Hand back a clear number
For eligible cases, mediloop follows up with the provider until the available path is complete, and the member ends up with a checked balance and the paperwork to show for it.
Beside your sharing process, not inside it.
Sharing rules stay yours
mediloop does not decide what is eligible for sharing, process sharing requests or move money. It works the bill with the provider.
Overlap is a scoping question
Some shares already negotiate certain bills for members. We look at which bills you handle today and where a specialist for the member would add something, rather than claiming there is no overlap.
A light first step
Usually a link from member services or the member portal to mediloop's intake, where members provide their own documents and authorization.
Help members actually use. No casework for your team.
Scoped first, provisioned second.
Agree the scope
Which members are eligible, which bills are in scope, how members reach mediloop, the data boundaries, and the measures your board or leadership will want to see.
Open intake
We provide the member communications and the direct intake path. Members submit their own documents and work with mediloop specialists.
Review the outcomes
We review activation, eligible cases, charges reviewed, balances before and after resolved cases, resolution time and satisfaction.
The honest answers.

Tell us what members do when the bill arrives.
Tell us about your health share, your membership, and what happens today when a member receives a bill before sharing. We will review the fit and come back to you about a partnership.
Prefer email? sales@mediloop.ai
